Our dogs occupy a very special place in our hearts. Therefore, they are more than just pets, they are our family. Naturally, we will do everything in our power to keep them healthy and happy, but some things, we can’t control.
Our beloved dachshunds are prone to a variety of health issues that could require extensive treatment, or, like any other pet, can get into an accident. Taking care of a very sick dog can be heartbreaking, and also a severe financial burden. So, let’s find out if getting Pet Insurance for your dog is a good idea.
Modern veterinarian medicine
Veterinary medicine is becoming more sophisticated every year. For example: Now pets can undergo state-of-the-art imaging tests like M.R.I and C.T scans to diagnose illnesses. Elder dogs can undergo heart and eye surgery. Additionally, dogs go through chemotherapy to fight cancer and even have kidney transplants. As veterinarian medicine grows, so do the medical bills for our pets. According to the American Pet Product Association, Americans spent $17.07 billion on vet care in 2017. This trend is likely to grow with time as veterinary medicine becomes more advanced. Pet health care is getting so expensive that some pet owners are now concerned about whether they can afford to take care of their furry loved ones.
Common medical issues in Dachshunds
Dachshunds are known to suffer from a variety of health issues. Among the most common are:
- Intervertebral disk disease(IVDD)
- Keratoconjunctivitis sicca (also known as dry eye)
- Heart disease (patent ductus arteriosus)
- Progressive retinal atrophy
- Hip dysplasia
- Cushing’s syndrome
The treatment of these conditions can cost anywhere from $100 to more than $15,000 depending on the severity. For most families spending thousands of dollars on their pet is not possible. This means that their beloved doxie will most likely be put to sleep. Of course, this is devastating for a pet owner, just thinking about this possibility can be heartbreaking. Related: Common Dachshund Health Issues To Be Aware Of
Pet health insurance programs
Many pet health insurance programs will save dachshund owners from paying exorbitant medical bills. Most full coverage insurance policies will cover emergency care, accidents, illnesses associated with the breed, routine care, regular check-ups, hereditary conditions, cancer treatment, and even liability plans if your pet ever bites or harms somebody. However, most insurance companies will not cover pre-existing conditions. So it’s a good idea to ensure your dachshund from a young age. A typical comprehensive care coverage will cost from $35 to $50 per month in most cases. Of course, there are cheaper limited policies. For example, some policies will only cover accidents, others will only cover certain diseases. In most cases, pet insurance can be tailored to your budget and coverage needs.
Do you need pet health insurance?
It’s difficult to know if your doxie will need health insurance. Most dachshunds will live a good healthy life. If you provide good nutritious food, enough exercise, and regular visits to the vet, your dog will probably be healthy and happy for its entire life. However, if your dachshund has a genetic predisposition for certain diseases, these illnesses will eventually appear. You can look into your dog’s ancestry for a history of diseases and determine the probability of your dog getting sick. But even if your dog’s ancestors are free of illnesses, there is no way to be sure that anything wrong will happen. You need to consider that elder dogs also suffer from illnesses caused by age and will need special treatment.
Is pet insurance worth it?
It depends on how much money you are willing or can afford to spend on unexpected veterinary bills. Like most types of insurances, you may never need it. But sometimes it’s good to know that if something goes wrong, you won’t have to face the difficult decision of not treating your dachshund because of financial limitations. If you think about it, you probably already have insurance for your car, house, and other things you consider important. So, why not get insurance for your dachshund.