From the moment you first bring your new pup home, you want to do everything you can to keep them safe and happy. Sadly, no matter how many precautions you take and how careful you are, things can go wrong. Dogs, like people, can get sick at a moment’s notice. One of the best ways to prepare for this is by purchasing pet insurance for your dog. Dachshunds, like all dogs, need insurance to guarantee that you will be able to afford the rising costs of veterinary bills should the worst happen.
How does dog insurance work?
Dog insurance works pretty much the same way as any other type of insurance. You pay a monthly premium and if anything should happen to your dog the insurance company will pay either all of the bill or a large contribution of it. This way you can break down the cost of caring for your dog throughout the year. There are various prices, policies, and levels of coverage to suit many people’s individual needs. Not all illnesses are covered by every policy. For example, your policy might not cover the treatment for dental diseases but would pay for surgery from a car accident. Some policies can even cover court settlements should your dog bite someone. Though that is far less common.
Disclosure: This post contains affiliate links. The owners of dachshundcentral.com may receive a commission for purchases made through these links. We only write about companies or products that we would use or can stand behind.
The cost of modern veterinarian medicine:
The cost of modern veterinarian medicine is not cheap. It has steadily risen with all other healthcare costs in the United States. This can make simple procedures unrealistically expensive for many people. For example, radiation therapy for dogs with cancer can cost between $5-10k. Major surgeries will cost at least $3000 and that’s not even taking into account medication and potential therapy. Pet insurance for dogs is not just recommended for dog owners but is a necessity.
How much is the average pet insurance a month?
According to Forbes, the average Pet insurance cost just $35 a month. Which, when you consider the cost of a single surgery, makes it the most logical choice. It can seem a little harsh, betting that your dog will get ill, but it’s not. It is just a numbers game, the odds are your dog will get ill or need surgery at some point in its life. Dachshund pet insurance can be a little higher than other dog breeds. Dachshunds are hunting dogs, they were bred to be somewhat aggressive. This can lead to a rise in insurance costs in some cases, though not always.
Is pet insurance worth it?
For most people, yes, pet insurance is certainly worth it. Most people can’t handle a sudden $5000 medical bill for themself or their pets. One of the leading causes of dogs being put down is people not being able to afford the necessary procedures. The cost of pet insurance is going to be far less overall than just paying the bill outright.
How to choose the best pet insurance for your dachshund?
You will want to consider many things when choosing the best pet insurance for your dachshund. There are so many different policies and types of coverage, not all will be well-suited for you. There is more to consider than simply your budget. Here are some things you may want to think about:
Ask Your Veterinarian for Advice:
It is always a good idea to ask your veterinarian what they recommend. They will be able to point you in the right direction. They do not get a cut of the sale of insurance so you know that they are being genuine with their advice.
Compare Pet Insurance Basic Plan Options:
There are so many different insurance companies out there, that it is a good idea to directly compare their basic plan options. It is important to look closely at what they don’t cover, just as much as what they do. If you have a dog with a very poor hip score, getting an insurance policy that doesn’t cover hip dysplasia is bad.
Examine the cost of extras:
Perhaps you want to include some extra coverage on your policy. Like, as grooming costs or dental. You should compare how much it would cost to add these extras for your dog. The price for these extras can vary a lot from company to company.
Research a Provider’s Credibility:
Sometimes insurance policies may seem too good to be true. So much coverage for such a low price should raise some red flags. By doing a quick Google search of various insurance companies’ track records you can assess how trustworthy they are. There is no point in paying for an insurance policy that won’t pay out when the time comes.
Enroll Your Dog When it’s Young and Healthy:
Pre-existing medical conditions are rarely covered by insurance policies. This means you need to get an insurance policy as soon as possible. If you choose to wait until your dog is already sick/injured, you will have to pay for the insurance and all of the medical bills.
The Best Pet Insurance for Dachshunds
Remember that the best insurance for your dachshund depends on many factors, such as the age of your dog, pre-existing diseases, and even the city where you live. So you should do your research to find the most suitable insurance for you.
Based on our research these are the top 3 pet insurance companies that offer the best pet insurance for dachshunds. You can start looking for the best plan for your dachshund at these companies.
Trupanion:
Trupanion is one of the most popular insurance companies and for a good reason. They don’t increase the price as your dog ages as so many other companies do. This means getting a policy with them when your Dachshund is a puppy will save you a lot of money in the long run. As always, the price will vary from dog to dog.
Learn more: trupanion.com
Wagmo:
Wagmo Wellness is a pet insurance and wellness company that focuses on preventative care. Their plans cover routine checkups and preventative care for pets. Wagmo also covers emergencies, accidents, and illnesses like most insurance companies. But, this company also offers coverage for non-medical expenses like dental care and grooming.
Learn more: wagmo.io
Embrace:
Embrace pet insurance is one of the best on the market. They specialize in providing coverage for unexpected accidents and illnesses. They are a very highly rated company and offer very fair prices. The cost of insurance for your dog may vary, so it is important to request a quote yourself to find an exact price.
Learn more: embracepetinsurance.com
Final thoughts:
Hopefully, you now have a good idea about the value of having a good insurance policy. Any of the five insurance companies on this list would make good choices, which one is best for you and your dog may take a little more research. The price varies from dog to dog, so you will need to seek a quote from them directly to make a clear comparison. Dachshund pet insurance will typically cost a little more so it is important to specify that you are enquiring about this particular breed, or your quote won’t be accurate.
Disclosure: This post contains affiliate links. The owners of dachshundcentral.com may receive a commission for purchases made through these links. We only write about companies or products that we would use or can stand behind.
